Health Insurance

    Results: 7

  • Benefits Assistance (6)
    FT-1000

    Benefits Assistance

    FT-1000

    Programs that provide assistance for people who are having difficulty understanding and/or obtaining grants, payments, services or other benefits to which they are entitled by law. The programs may help people understand the eligibility criteria for benefits, the benefits provided by the program, the payment process and the rights of beneficiaries; provide consultation and advice; help them complete benefits application forms; negotiate on their behalf with benefits administration staff; and/or represent them in administrative processes or judicial litigation. Included are benefits counseling organizations that offer a range of advocacy services and legal aid programs that offer more formalized legal assistance.
  • Health Care Discount Enrollment Programs (1)
    LH-6300.2400

    Health Care Discount Enrollment Programs

    LH-6300.2400

    Programs that offer discounts in the cost of medical, dental, vision, pharmaceutical and other health care services through an enrollment program for people wanting access to lower-cost health care delivery. Normally a stand-alone alternative to traditional health insurance, these programs may be offered by employers or purchased directly as a supplemental benefit package. The programs enlist providers that agree to offer their services at discount prices, enroll people who want the coverage, and issue discount cards and a provider list. The public gets a discount on covered health care at the point of service, providers increase their cash flow and avoid expenditures associated with processing insurance forms and the program itself gets revenue from enrollment fees.
  • Health Insurance Information/Counseling (5)
    LH-3500

    Health Insurance Information/Counseling

    LH-3500

    Programs that offer information and guidance for people who need assistance in selecting appropriate health insurance coverage and which may also answer questions about health insurance benefits and help people complete insurance forms.
  • Health Insurance Premium Assistance (1)
    LH-5100.3000

    Health Insurance Premium Assistance

    LH-5100.3000

    Programs that make health insurance payments for individuals who are at risk for losing their health, dental and/or vision care coverage and who meet age, income, disability, need or other requirements. Some programs may also provide assistance with deductibles and co-pays.
  • Medicaid (1)
    NL-5000.5000

    Medicaid

    NL-5000.5000

    A combined federal and state program administered by the state that provides medical benefits for individuals and families with limited incomes who fit into an eligibility group that is recognized by federal and state law. Each state sets its own guidelines regarding eligibility and services within parameters established at the federal level. Many people are covered by Medicaid, though within these groups, certain additional requirements must be met. Eligibility factors include people's age, whether they are pregnant, have a disability, are blind, or aged; their income and resources (like bank accounts, real property or other items that can be sold for cash); and whether they are U.S. citizens or lawfully admitted immigrants. Families who are receiving benefits through TANF and individuals who receive SSI as aged, blind and disabled are categorically eligible groups. The rules for counting a person's income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes, for people served under the Medicaid Waiver program, for people served by Program of All-Inclusive Care for the Elderly (PACE) programs and for children with disabilities living at home. Medicaid makes payments directly to a person's health care provider; and some recipients may be asked to pay a small part of the cost (co-payment) for some medical services. Most states have additional "state-only" programs to provide medical assistance for specified low-income persons who do not qualify for the Medicaid program.
  • Social Security Retirement Benefits (1)
    NS-7000.8000

    Social Security Retirement Benefits

    NS-7000.8000

    A program administered by the Social Security Administration that provides monthly cash payments (sometimes called old-age insurance benefits) for people age 62 and older who are fully insured. Workers may retire at age 62 and receive a reduced benefit or may wait until age 65 and receive a full benefit. Benefit amounts depend upon wages earned and the number of quarters of coverage credited to the individual's Social Security record.
  • Social Security Survivors Insurance (1)
    NS-8200.8000

    Social Security Survivors Insurance

    NS-8200.8000

    A program administered by the Social Security Administration that provides monthly cash benefits for the eligible survivors of workers covered under Social Security who have died. Survivors benefits amounts are figured as a percentage of the deceased worker's primary insurance amount.