Health Insurance

Results: 5

• Benefits Assistance (6)
  FT-1000

  Benefits Assistance

  FT-1000
  
  Programs that provide assistance for people who are having difficulty understanding and/or obtaining grants, payments, services or other benefits for which they are eligible. The programs may help people understand the eligibility criteria for benefits, the benefits provided by the program, the payment process and the rights of beneficiaries; provide consultation and advice; help them complete benefits application forms; negotiate on their behalf with benefits administration staff; and/or represent them in administrative processes or judicial litigation. Included are benefits counseling organizations that offer a range of advocacy services and legal aid programs that offer more formalized legal assistance.
• Health Care Discount Enrollment Programs (2)
  LH-6300.2400

  Health Care Discount Enrollment Programs

  LH-6300.2400
  
  Programs that offer discounts in the cost of medical, dental, vision, pharmaceutical and other health care services through an enrollment program for people wanting access to lower-cost health care delivery. Normally a stand-alone alternative to traditional health insurance, these programs may be offered by employers or purchased directly as a supplemental benefit package. The programs enlist providers that agree to offer their services at discount prices, enroll people who want the coverage, and issue discount cards and a provider list. The public gets a discount on covered health care at the point of service, providers increase their cash flow and avoid expenditures associated with processing insurance forms and the program itself gets revenue from enrollment fees.
• Health Insurance Information/Counseling (5)
  LH-3500

  Health Insurance Information/Counseling

  LH-3500
  
  Programs that offer information and guidance for people who need assistance in selecting appropriate health insurance coverage and which may also answer questions about health insurance benefits and help people complete insurance forms.
• Health Insurance Premium Assistance (1)
  LH-5100.3000

  Health Insurance Premium Assistance

  LH-5100.3000
  
  Programs that make health insurance payments for individuals who are at risk for losing their health, dental and/or vision care coverage and who meet age, income, disability, need or other requirements. Some programs may also provide assistance with deductibles and co-pays.
• Medicaid (1)
  NL-5000.5000

  Medicaid

  NL-5000.5000
  
  A combined federal and state program administered by the state that provides medical benefits for individuals and families with limited incomes who fit into an eligibility group that is recognized by federal and state law. Each state sets its own guidelines regarding eligibility and services within parameters established at the federal level. Many people are covered by Medicaid, though within these groups, certain additional requirements must be met. Eligibility factors include people's age, whether they are pregnant, have a disability, are blind, or aged; their income and resources (like bank accounts, real property or other items that can be sold for cash); and whether they are U.S. citizens or lawfully admitted immigrants. Families who are receiving benefits through TANF and individuals who receive SSI as aged, blind and disabled are categorically eligible groups. The rules for counting a person's income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes, for people served under the Medicaid Waiver program, for people served by Program of All-Inclusive Care for the Elderly (PACE) programs and for children with disabilities living at home. Medicaid makes payments directly to a person's health care provider; and some recipients may be asked to pay a small part of the cost (co-payment) for some medical services. Most states have additional "state-only" programs to provide medical assistance for specified low-income persons who do not qualify for the Medicaid program.